NEFT kya hai
HigherTech
NEFT KYA HAI.YEH KAISE KAAM KARTA HAI
NEFT KYA HAI.YEH KAISE KAAM KARTA HAI
NEFT Kya hai or NEFT se paise kaise send karte hai agar aap ye janna chate hai to aap bilkul sahi jagha aaye hai.. Iss Article me ham janege What is NEFT in Hindi.
NEFT kya hai
NEFT Full Form/Means hota hai National Electronic Funds Transfer, jiska matlab hai Internet ke jariye ek Bank account se dusre bank account me paise transfer karna.
NEFT ki sirubad November 2005 me ki gai thi, jo lagbhag sabhi Bank support karna start kardi thi.
RBI Bank ne Banks ko electronic transfer se paise ek account se dusre account me paise transfer karne ke liye 2 option diye the: NEFT (National Electronic Funds Transfer) or RTGS (Real Time Gross Settlement).
Ye jo Tarike hai paise Transfer karne ke inka use karne ke liye Net Banking ka hona jaruri hai.. Q ki ussi ke jariye inn tariko se paise transfer hote hai.
NEFT se paise transfer karna bhut hi aasan hai jisse ham badi aasani se paise ka len den kar sakte hai.. Isme jo paise ka len den hai wo nirdharit samay me karne par jaldi se ho jata hai.. wahi RTGS me turant ho jata hai.
*Wese to ab UPI Payment system bhi aa gaye hai, jisme Bank me jo register mobile number hai usse account bana kar kisi bhi UPI ID ki madad se turant paise transfer kar sakte hai 1 lakh limit tak ek din me.
NEFT Kaise Work karta hai
NEFT kaise kaam karta hai wo janne ke liye aap steps ko follow kare.
*ek baat me aapko batana chahuga.. Internet par security bhut jaruri hai, to aap pata hona chaiye Hacker Se Bachne Ke Liye Kya-Kya karna hota hai taki aapke sath kuch galat naa ho.
Activation :
NEFT or RTGS transaction ke liye Internet Banking ke jariye phele third party ko activate karna padta hai. taki kisi bhi galat money transfer se bacha ja sake.
Beneficiary :
jis bhi Account me paise transfer karna hai, usko phele Beneficiary me add karna padta hai. Jisme Jo Bank Account number hai wo, Kis Bank me account hai or kis ke naam par wo account hai wo dalkar add karna hota hai.
Processing :
Beneficiary ki detail add karne ke baad Processing time hota hai jo 3-24 ghanto tak ho sakta hai, jisme hamne jo Beneficiary ki detail add ki hai usko verify kiya jata hai. Account Verify karne ke baad usko active kar diya jata hai.
Transfer :
Agar jis account me paise sent karna hai usko add kar diya hai to ab paise transfer karne ke liye Transfer ke option me NEFT ya RTGS ko select kare. uske baad jo Beneficiary ka naam hai wo select kare, or apna amount dalne ke baad conform kare. iske baad aapse Net-banking ka Transfer password maga jayega.
NEFT me paise ka transfer Bach me hota hai, yani thoda time lag sakta hai, or agar RTGS se transfer karte hai to turant paise Beneficiary ke account me phuch jate hai.
NEFT Charge kitna lagta hai
NEFT me har bank iss hisab se charge leti hai.
- up to ₹10,000 (not exceeding) : ₹2.50 (+ Service Tax)
- Above ₹10,000 up to ₹1 lakh (not exceeding) : ₹5 (+ Service Tax)
- Above ₹1 lakh and up to ₹2 lakhs (not exceeding) : ₹15 (+ Service Tax)
- above ₹2 lakhs : ₹25 (+ Service Tax)
NEFT | RTGS Online Money Transfer Facts
- RTGS me minimum 2 lakh hai, usse kam transfer nahi kar sakte.. NEFT me aesa ki limit nahi hai.. kitne bhi sent kar sakte hai.
- NEFT me payse ka transfer RBI ke fix time me hota hai.. RTGS me turant ho jata hai.
- NEFT se paise transfer Money to Saturday (2nd or 4th saturday ko chhod kar) subha 8:00 baje se shaam 6:30 tak sent kar sakte hai. agar fix time ke aalawa kare to to next working time me paise transfer hote hai.
At Last:
Ab aap samaj chuke hai ki Netbanking ki madad se NEFT se paise transfer kaise karte hai or Kya hai NEFT or RTGS kya hai or kya antar hai. Fir bhi agar aapka koi doubt ho ti aap bilkul puche comment karke.
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